Search
Related Links




    

Informative Articles

Are Motor Scooters Dangerous? Yes and No!
Motor scooters have taken the world by storm. Sales have increased dramatically over the past several years, but are they safe on the city streets? Motor scooters, both electric scooters and gas scooters, are a style of miniature motorcycle...

Inventor Comes Up With Dream Product
While his natural curiosity has often led inventor Frank Miller of Ponte Vedra Beach to research and development, his diagnosis of prostate cancer six years ago added another kind of R&D to his repertoire -- resolve and determination. "I had...

Shopping for your Motorcycle Parts Online with less effort
If you are among those who spend most of your day attending to your motorcycles, indeed you are considered to be called a motorcycle enthusiast. These people would exchange their important appointments and dates just to buy more time with their...

The basic Motorcycle Gears for beginners
For most beginners, they don’t have enough clues on optimizing with the basic gears required to become a motorcyclist. Some beginners think they need to purchase their bikes only and they’re off to their riding spree. In riding motorcycles, either...

The origin of pocketbikes
The concept of pocket bikes also known as mini bikes, mini motos, or mini motorcycles) began years ago in Japan, a country known for miniaturizing full-scale products. As crude mockups of the first pocket bikes were developed and ridden, a brand new...

 
Insurance frustration

I have 2 motorcycles. One is a NTV 600 Revere, the other a SLR 650. The NTV is 15 years old and the SLR is 8 years old. I insure both bike third party fire and theft for £154.00. I think this is a very reasonable price that I am quite happy to pay.
I am frustrated with the cost of petrol though. Both bikes will return 50 to 55 mpg which compared to a car and some sports bikes is better than average, but I travel approximately 15,000 miles per year which costs around £1300 each year in fuel. This figure is steadily rising as petrol prices increase.
As such I am considering selling the SLR and replacing it with the very uncool, but incredibly frugal Honda ANF 125 Innova. The Innova should return between 120 and 140 mpg, more than halving my annual fuel bill. The Innova is a much slower motorcycle than the SLR, cheaper to buy and run and most people would consider this to be a very cheap bike to insure. Not so.



My current insurance company inform me the policy I currently enjoy such cheap insurance with does not cover motorcycles UNDER 300cc. I would need to start a new policy. A new policy would mean I cannot transfer over my 4 years no claim bonus as I would still need this policy for the remaining NTV. To insure the quiet, gentle, slow and inoffensive little 125 would cost me £275!
No one can insure me for both the 125 and the NTV for less than £300. The NTV to insure on it's own is £140, the cheapest quote I have for the 125 is £190. I cannot quite work out how this can be.
I would welcome some kind of explanation. Please mail me at ren@lostsoul.org.uk If you know how these things are worked out.
Grrrrrrrr!!, I'm so frustrated. Being green and safe is expensive.
About the Author
Just another gut trying to get his voice heard on the internet... Lost Soul