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Is somebody stealing your motorcycle!!
"You can never be too paranoid". That sums it up when talking about someone wanting to relieve you of your hard earned Harley Davidson motorcycle. Bike thieves have nothing but time and imagination when it comes to stealing bikes. It is up to...

Lowering Your Motorcycle Insurance Without Lies
Ideally, the way to get a good deal on your motorcycle insurance is to make sure that you know what the cost of insuring a motorcycle is before you buy it. By being aware of the ongoing costs, the buyer can make informed choices about what...

Motorcycle Helmets for your safety
Riding the motorcycle has always been hazardous. That is the main reason vehicles riders prefer automobiles rather than motorcycles. More and more motorcycle accidents have been reported each year that is why there have been strict rules implemented...

Motorcycle Parts Touch Time
TOUCH TIME! Yeah! Its touch time once again. It’s the time to polish maintain and accessorize our bikes. This is the moment when we can have quality maintenance and repair time with our bikes. We’ve got to feel the mean and affable machine up...

Motorcycle's 'Good Riddance'
You bumped into another vehicle..or you were bumped by it.. Why do these things happen? Causes Colission and other road accidents happen because of a lot of causes - lack of conspicuity, recklessness or lack of experience of drivers, influence...

 
Insurance frustration

I have 2 motorcycles. One is a NTV 600 Revere, the other a SLR 650. The NTV is 15 years old and the SLR is 8 years old. I insure both bike third party fire and theft for £154.00. I think this is a very reasonable price that I am quite happy to pay.
I am frustrated with the cost of petrol though. Both bikes will return 50 to 55 mpg which compared to a car and some sports bikes is better than average, but I travel approximately 15,000 miles per year which costs around £1300 each year in fuel. This figure is steadily rising as petrol prices increase.
As such I am considering selling the SLR and replacing it with the very uncool, but incredibly frugal Honda ANF 125 Innova. The Innova should return between 120 and 140 mpg, more than halving my annual fuel bill. The Innova is a much slower motorcycle than the SLR, cheaper to buy and run and most people would consider this to be a very cheap bike to insure. Not so.



My current insurance company inform me the policy I currently enjoy such cheap insurance with does not cover motorcycles UNDER 300cc. I would need to start a new policy. A new policy would mean I cannot transfer over my 4 years no claim bonus as I would still need this policy for the remaining NTV. To insure the quiet, gentle, slow and inoffensive little 125 would cost me £275!
No one can insure me for both the 125 and the NTV for less than £300. The NTV to insure on it's own is £140, the cheapest quote I have for the 125 is £190. I cannot quite work out how this can be.
I would welcome some kind of explanation. Please mail me at ren@lostsoul.org.uk If you know how these things are worked out.
Grrrrrrrr!!, I'm so frustrated. Being green and safe is expensive.
About the Author
Just another gut trying to get his voice heard on the internet... Lost Soul